Today we are a leading global platform for small business loans operating in the UK, USA, Germany and the Netherlands. However, even with these efforts credit information of a borrower may be inaccurate or may not accurately reflect the borrower’s creditworthiness. Investors at Funding Circle are on track to lend $1 billion over the next year, showcasing the huge potential of marketplace lending on the global economy.Launched in 2010, Funding Circle is sparking a revolution in the way small businesses access finance, disrupting the traditional model of banking. All rights reserved.Loans are made by FC Marketplace, LLC, and loans to California residents are made pursuant to its California Financing License (No. Funding Circle allows investment in U.S. small business loans on its platform through private placement of notes (“Notes”) by Funding Circle Securities, LLC (“Funding Circle Securities”), member FINRA/SIPC. You can only sell active loans with no credit issues, and not in the last month of their term.Only established businesses who have passed our rigorous credit assessment process can borrow through Funding Circle.However, it’s important to remember that some businesses will not be able to fully repay their loan. Independent research has found that three in four businesses would come to Funding Circle first in the future, ahead of a bank. The former CEO and CTO of Betfair, Yu has extensive experience driving forward successful technology companies. "Funding Circle is an online marketplace that enables investors to offer money direct to small companies.In December 2012 it was announced by the UK Treasury that beginning in April 2014 the UK's new Financial Conduct Authority (FCA) would regulate peer-to-peer lenders, including Funding Circle. Join hundreds of investors, including individuals and institutionsFunding Circle connects creditworthy businesses looking for finance with people and organizations looking to invest. They work in the same way, however the ISA account allows you to earn interest tax-free. Results and reports. They are available for both our Classic and ISA accounts, and you can switch options at any time by logging in online.Whichever lending option you choose, you’ll automatically lend your funds to relevant businesses. This website provides general and preliminary information about securities offered by Funding Circle Securities and is intended for initial reference purposes only. We’ll also collect and reinvest your monthly repayments.With an easy-to-use online account, automatic tools and fantastic investor support, earning attractive and stable returns is quick and simple.Set up your account in minutes and transfer money from your debit card.Our automatic lending tool allows you to lend small amounts to hundreds of different businesses.You’ll typically receive repayments with interest each month from the businesses you’ve lent to.By keeping our lending tool switched on, your repayments will then be lent out again to help maximise your earnings.Call or email our experienced team and they can help answer any questions you have.Your projected return already covers the 1% annual servicing fee.Your tax-free entitlement depends on your circumstances and may change.With Classic accounts, tax is not deducted from your earnings, but we’ll provide you with a tax statement you can download if you need it for your tax return.Aeneas at The Great Yorkshire Gift Shop borrowed to create new products and grow his business online.Your funds will be lent to businesses who borrow over 6 months to 5 years, but you have options to access your money at any stage. All rights reserved. Through this exchange businesses access lower costs of financing than they would get at a bank and the public are able to become lenders and … Funding Circle connects small businesses who want to borrow with investors who want to lend in the US, UK, Germany and the Netherlands. They had a simple idea — let them support each other. You can then transfer a minimum of $25,000 into your investment account. Find investment information about Funding Circle plc. Funding Circle is not covered by the Financial Services Compensation Scheme. Funding Circle is a peer-to-peer lending marketplace that allows the public to lend money directly to small and medium-sized businesses. Historical returns are calculated in respect to cohorts of loans of which many loans have not fully matured; lifetime returns will vary depending on future loan repayments and defaults.The Funding Circle platform gives you direct access to small business loans as an asset class. Funding Circle Limited is authorised and regulated by the Financial Conduct Authority under firm registration number 722513. As an investor, you help fund financing to established, American small businesses through the purchase of Notes issued by Funding Circle Notes Program, LLC and privately placed by Funding Circle Securities LLC, member Small businesses receive the funds they need to grow, and you can earn attractive returns through monthly installment repayments over the terms of the loans, which could be up to 5 years.Investors use their online account to easily lend to hundreds of businesses looking to borrow.We review applications and approve creditworthy businesses. The process was easy and approved quickly. 20 May 2020 Poll Results of 2020 AGM